Terms and Conditions

Jan Hamsch und Kai Hamsch GbR

Last Updated: January 2026

Welcome to StudyCards AI (the "App"), operated by Jan Hamsch und Kai Hamsch GbR ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of the App and its services. By downloading, installing, or using StudyCards AI, you agree to these Terms. If you do not agree, please refrain from using the App.

1. Company Information

Jan Hamsch und Kai Hamsch GbR

Schutternstr. 23a

77974 Kürzell, Germany

Phone: +49 151 54200511

Email: info@horize.de

2. Description of the App

StudyCards AI is a mobile application that enables users to create flashcards for learning purposes. Users can generate flashcards by entering text or uploading images, which are then processed by artificial intelligence (Google Gemini) to automatically create study cards. The App offers two subscription tiers: a Free plan with basic features (without AI generation) and a Premium plan (monthly or yearly) with AI-powered flashcard generation and access to all features.

3. Acceptance of Terms

By using StudyCards AI, you confirm your acceptance of these Terms and our Privacy Policy. These Terms form a binding agreement between you and us.

4. Eligibility

You must:

  • Be at least 13 years old (users under 18 require parental consent).
  • Own or have permission to use a compatible mobile device.
  • Have an internet connection to access the App's features, especially the AI-powered flashcard generation.

5. Account Registration

You may need to create an account to use certain features.

You are responsible for keeping your account credentials secure and for all activities under your account.

You may optionally add a profile picture to personalize your account.

6. AI-Powered Flashcard Generation

6.1 How It Works

StudyCards AI uses Google Gemini AI technology to process your text inputs or images and generate flashcards automatically. The AI analyzes your content and creates question-answer pairs suitable for learning.

6.2 Content Accuracy

While we strive to provide accurate AI-generated content, we do not guarantee the correctness, completeness, or suitability of the generated flashcards. You are responsible for reviewing and verifying the accuracy of all AI-generated content before using it for studying.

6.3 Content Ownership

You retain ownership of the text and images you provide to the App. The AI-generated flashcards created from your content are also yours to use for personal learning purposes.

7. Subscription and Payment

7.1 Subscription Plans

StudyCards AI offers two tiers:

  • Free Plan: Access to basic features for manual flashcard creation (no AI generation).
  • Premium Plan: A monthly or yearly subscription with unlimited AI-generated flashcard creation and access to all premium features.

The prices and features of the various subscription plans are displayed in the App and may change from time to time.

7.2 Payment Terms

Payments are processed via the Apple App Store or Google Play Store platforms, depending on your device, and are subject to their terms and conditions.

Subscriptions auto-renew unless canceled at least 24 hours before the billing cycle ends.

Prices include applicable taxes (e.g., VAT).

Per German law, you may have a 14-day withdrawal right for initial subscriptions. For In-App Purchases, including subscriptions, the withdrawal right can be exercised through Apple's refund process at reportaproblem.apple.com or Google.

7.3 Cancellation

You can cancel your subscription at any time. The cancellation becomes effective at the end of the current billing cycle. You retain access to Premium features until the end of the already paid period.

7.4 Refunds

No refunds are provided for unused subscription periods, except where required by law.

For In-App Purchases, please contact Apple through reportaproblem.apple.com or Google to request a refund within the applicable time frame.

8. License to Use the App

We grant you a non-exclusive, non-transferable, revocable license to use StudyCards AI for personal, non-commercial purposes, subject to these Terms.

9. User Content

You retain ownership of all content you create or upload in the App, including text inputs, images, and the resulting flashcards. You grant us a worldwide, royalty-free, non-exclusive license to use, store, and process your content as needed to provide the App's services, including AI processing.

You must not upload illegal, infringing, or harmful content, including but not limited to nudity, violence, hate speech, or anything illegal under German law.

We may remove such content without notice.

You guarantee that the uploaded content does not violate third-party intellectual property rights and that you have the necessary rights to grant us the license as described above.

10. Intellectual Property

StudyCards AI, including its code, design, and all features, is owned by Jan Hamsch und Kai Hamsch GbR or our licensors.

You may not reproduce, modify, or distribute the App without permission.

11. Prohibited Conduct

You may not:

  • Use the App for illegal purposes.
  • Attempt to hack, reverse-engineer, or disrupt the App.
  • Upload content that violates third-party rights or is offensive, such as harassment, defamation, or harmful material.
  • Misrepresent your identity or misuse another's account.
  • Circumvent security measures or interfere with other users' enjoyment of the App.
  • Abuse the AI service by submitting inappropriate, harmful, or misleading content for processing.
  • Attempt to extract, scrape, or misuse the AI models or their outputs.

12. Third-Party Services

StudyCards AI relies on third-party services, including Google Gemini for AI processing. We are not liable for their performance or outages.

Third-party terms and privacy policies apply to their use.

13. Privacy

Your data is handled per our Privacy Policy, which complies with GDPR and other applicable laws.

Your text and image inputs may be processed by Google Gemini AI to generate flashcards. Please refer to our Privacy Policy for details on how your data is handled.

14. Updates and Modifications

We may update StudyCards AI or these Terms at any time. Updates will be posted with a revised "Last Updated" date.

Continued use of the App after changes constitutes acceptance of the new Terms.

15. Termination

We may suspend or terminate your access for violating these Terms or at our discretion, with or without notice.

Upon termination, you lose access to all App features and Premium benefits. Your flashcards and account data may be deleted.

16. Warranty Disclaimers

StudyCards AI is provided "as is" without warranties, express or implied, including fitness for a particular purpose.

We do not guarantee the availability, accuracy, or reliability of the App, its features, or the AI-generated content.

AI-generated flashcards may contain errors or inaccuracies. You are responsible for verifying the content before relying on it for studying or any other purpose.

17. Limitation of Liability

We are not liable for indirect, incidental, or consequential damages (e.g., data loss, incorrect study material) to the fullest extent permitted by law.

Our liability is limited to amounts paid by you in the prior 12 months.

18. Indemnification

You agree to indemnify us against claims arising from your use of StudyCards AI or violation of these Terms.

19. Governing Law

These Terms are governed by German law, excluding conflict of law rules.

20. Dispute Resolution

Disputes shall be resolved in the courts of Freiburg, Germany, unless consumer protection laws dictate otherwise.

21. Force Majeure

We are not liable for delays or failures due to events beyond our control (e.g., natural disasters, server outages, AI service disruptions).

22. Severability

If any provision of these Terms is invalid, the remaining provisions remain enforceable.

23. Entire Agreement

These Terms, along with the Privacy Policy, constitute the full agreement between you and us.

24. No Waiver

Our failure to enforce any right does not waive that right.

25. Assignment

You may not assign these Terms without our consent. We may assign them freely.

26. Notices

Notices will be sent via email to info@horize.de or through the App.

27. Contact Us

Jan Hamsch und Kai Hamsch GbR

Schutternstr. 23a, 77974 Kürzell, Germany

Phone: +49 151 54200511

Email: info@horize.de

28. Language

These Terms are provided in English. Any translations are for convenience; the English version prevails.

By using the App, you confirm that you understand and agree to these Terms in English. If you do not understand English, please seek assistance to translate and understand these Terms before using the App.